YEO Messaging Selects ReconIQ to Lead U.S. Banking Expansion

Strategic partnership will bring a privacy-by-design continuous identity verification platform to U.S. financial institutions

London and New York, Tuesday, 30 June 2026:  YEO Messaging, the British digital trust company specializing in continuous biometric identity verification has today announced a partnership with U.S. banking focused consultancy ReconIQ to accelerate the introduction of its continuous identity verification technology into the US banking and financial market.

The deal marks the next stage of YEO's international growth, pairing its patented continuous identity verification platform with ReconIQ's banking relationships across the financial services sector. Together, the companies will help banks tighten digital identity assurance as account takeover, impersonation fraud and AI-enabled social engineering attacks continue to rise dramatically in the region. According to Federal Reserve data, U.S. account takeover losses reached $15.6 billion in 2024, up from $12.7 billion the year before. 

Why the US and why now to adopt Continuous Facial Recognition?

Losses of this magnitude prove these attacks are not simply a login problem for banks to address. Instead, it's become a session problem. Most authentication technologies check a customer's identity once, at login. YEO instead verifies continuously, confirming the authorized account holder is still present throughout a digital banking session. Facial recognition and liveness detection run on-device, so no biometric data is transmitted, stored or retained by the financial institution. 

This is increasingly important to U.S. banks and regulators alike, who are under growing pressure to strengthen fraud protections without taking on new biometric data risks of their own.

Agreement Outline:

Under the agreement, ReconIQ becomes YEO's partner for the U.S. banking market, leading the go-to-market strategy and introducing the platform and the SDK, to retail and commercial banks, payments providers, fintechs, crypto providers and wealth management firms.

"Our partnership with ReconIQ gives YEO a highly credible route into the U.S. banking market, supported by deep sector knowledge, established financial services relationships and an independent advisory model that banks already trust," said Alan Jones, CEO and Co-Founder of YEO Messaging. "That combination is exactly what is needed to introduce continuous identity verification into a market where fraud prevention, customer trust and privacy governance are now closely connected."

ReconIQ advises banks and financial institutions on reconciliation strategy, operational transformation and technology selection, offering independent guidance to organisations modernising critical financial operations.

"Digital banking has transformed how consumers interact with financial institutions, but authentication has largely remained a single point-in-time event," said Marc McCarthy, Founder and CEO of ReconIQ. "As fraud becomes increasingly sophisticated and AI-powered impersonation attacks continue to evolve, financial institutions need confidence that the same trusted customer remains in control throughout every transaction with the proof points needed for governance.”

The companies will initially focus on customer authentication for digital banking, high-value transactions, crypto platforms and other sensitive account activity, where continuous identity assurance can cut fraud risk and boost customer confidence.

The YEO/ReconIQ partnership is already supporting discussions with several leading North American financial institutions. 

To learn more about YEO Messaging and ReconIQ, or arrange a demonstration, visit www.yeomessaging.com.